Insurance Products
The specific type of housing within a portfolio dictates which insurance carriers are willing to write that business. Carriers are often times only willing to write a certain specific type of housing or may charge uncompetitive rates for housing classes outside their preferred areas. We offer an array of insurance solutions for the full spectrum of habitational risks across the country. Our company was founded on an ownership-level understanding of each these individually unique and complex housing industries.
Market Rate Housing Programs
NHI writes tens of thousands of non-federally subsidized properties across the country. We leverage our strong, long-term relationships with large national insurance carriers as well as regional boutique carriers to the benefit of our insureds. We have developed a proprietary approach to marketing these risks that utilizes our knowledge of regional trends, construction type rate modeling, proposed carrier rate changes, and other various risk factors to create the most competition for your properties.
Commercial Property - Equipment Breakdown - Builder's Risk - Ordinance of Law - Vacant Building - Earthquake - Flood - Monoline Wind and Hail - Tier 1 Wind and Hail Deductible Buy Downs - Commercial General Liability – Professional Liability - Excess Liability - Worker's Compensation - Commercial Auto - Environmental - Tenant Discrimination - Utility Bonds - Errors and Omissions (For-Profit and Non-Profit) - Director and Officers - Fidelity Bonds
A sampling of the types of market rate programs that qualify for our insurance programs are included below:
- Market Rate Apartments
- Market Rate Commercial and Mixed Use Properties
- Retirement Communities
- Independent Living Communities
- Assisted Living Communities
- Memory Care Communities
- Student Apartments (Undergraduate and Graduate Housing)