Portfolio risks that include government subsidized rental units of any type have long been charged exorbitant premiums in the property and casualty marketplace. These are looked at as higher risk properties that carriers have placed additional premiums on in order to insure. At NHI, backed by the long-term experience of our principals and key staff in the affordable housing industry, we have developed proprietary marketing approaches that consistently generate double digit premium savings and improved coverages for properties with any affordability component.
Commercial Property - Equipment Breakdown - Builder's Risk - Ordinance of Law - Vacant Building - Earthquake - Flood - Monoline Wind and Hail - Tier 1 Wind and Hail Deductible Buy Downs - Commercial General Liability – Professional Liability - Excess Liability - Worker's Compensation - Commercial Auto - Environmental - Tenant Discrimination - Tax Credit Insurance - Utility Bonds - Errors and Omissions (For-Profit and Non-Profit) - Director and Officers - Fidelity Bonds
A sampling of the types of federal programs that qualify for these programs are included below: